Insurance premium finance, simplified.
Bridgeline finances commercial insurance premiums, so your client can pay monthly instead of covering a whole policy upfront. Save time, earn more, and give your client a better experience. All of this in seconds, not days.
Want to try it first? Open a demo account
See it work
What is premium finance?
A commercial insurance policy is usually due in full the day it binds, and for many businesses that invoice runs into six or seven figures. Premium finance allows a business to retain the coverage it needs while paying for it over time.
Often, it takes hours, days, even weeks for an agency to obtain a premium finance arrangement. We believe this process should be invisible.
How it works
Take a carrier quote to a signed agreement in seconds. We service the loan from there.
-
Upload the carrier quote or binder, and Bridgeline reads it, filling in carriers, policy numbers, effective dates, and premium amounts so you never rekey them.
-
Thirty approved combinations of term and down payment appear at once, so you can compare monthly payments with your client on the phone and choose one without waiting on a quote from us.
-
We generate the premium finance agreement already filled in with the terms you chose, and you, your insured, and Bridgeline sign it in one flow.
-
We collect the down payment, pay the carrier, and service the loan for its full term. Your client pays through their own portal, and you can check any account in the agency dashboard.
Flexible pricing so you can always meet your client's needs
Below is an example $100,000 premium priced thirty different ways: six terms across, five down payment levels down. Every option is pre-approved. No more back and forth with your premium finance company.
| Down payment | 6 mo | 7 mo | 8 mo | 9 mo | 10 mo | 11 mo |
|---|---|---|---|---|---|---|
| 10% | ||||||
| 15% | ||||||
| 20% | ||||||
| 25% | ||||||
| 30% |
Who we are
Premium finance still runs on faxes, phone calls, and extensive manual data entry. We started Bridgeline to give agents back their time and their clients a better experience.
We are funded by institutional capital and built by a team that has worked in both insurance and technology.
Based in Houston, Texas, and serving agents across the state.